Habitat Middlesex helps those who help themselves
by Becky Melton
Through the screening process, Middlesex Habitat for Humanity selects people to be future homeowners who are responsible, working, able to pay their mortgage and willing to acquire the knowledge required to own a new home. Future recipients are required to attend classes in money management and home maintenance.
We’ve previously explained that a Habitat house is not free to the recipient. We’ve also stated that the difference between a Habitat-funded mortgage and a commercial mortgage is the Habitat loan excludes interest charges. And, let’s face it, interest payments in the early years of a loan are huge. Therefore, the savings or cost avoidance for a Habitat family recipient is huge. And yes, for this reason, it can be said that Habitat is a “give away” program. Habitat is an organization of “people helping people” and lending a helping hand to those who help themselves! And for this, all of the donors and volunteer workers can be very proud.
The next Habitat house in Middlesex will be built for the Dandy family. Charlotte Dandy (wife and mother) is the only female living in a house with seven males, and she definitely knows the meaning of “people helping people.” Without the help of her husband, cousins and sons, she would never be able to work outside the home and, at the same time, complete all the tasks required to run a household.
Charlotte is currently working as a Certified Nurse’s Aide at Riverside Walter Reed Hospital in the Hospice Care Unit. She is also “on call” at a local nursing home and works as a Home Companion as work becomes available.
Once she is in her new house, Charlotte is hoping her life will settle down and she is looking forward to obtaining additional education in the field of health care. In the meantime, she is most appreciative for the donations which have been made thus far toward the newly-proposed house.
The contributions to the Dandy Family Build stand at $16,424.50. The goal is $60,000.
To help the Dandy family’s dream come true, please send donations to HFH Middlesex, P.O. Box 492, Hartfield, VA 23071, and note in the memo section of your check “Dandy Family Build.”